You may qualify for a Habitat house if you meet the following criteria:
Need—Applicant families must live in substandard or inadequate housing (includes structural problems, mechanical problems, barriers to handicapped accessibility, overcrowding, safety concerns with the property, and cost burden) and be unable to meet the requirements of conventional loan programs.
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Ability To Pay—Applicant families must meet Holston Habitat for Humanity’s income and credit guidelines (low or no credit is not reason for immediate denial) and be able to make a $500 down payment. Applicant families must not have any judgments against them and must wait at least 12 months from the date of discharge of bankruptcy prior to applying.
Willingness To Partner—Applicant families must be willing to contribute 500 hours of sweat equity (work completed on their home and other Habitat projects) and complete Holston Habitat for Humanity’s Homeowner Education Program.
Request a Pre-Application
To request a pre-application, please fill out the form below or call the Holston Habitat for Humanity Office at 423-239-7689. Applicant families who need additional assistance in completing the pre-application or full application may call the office and schedule an appointment with Family Services.
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Holston Habitat for Humanity does not discriminate on the basis of race, color, sex, age, disability, religion, national origin, marital status, familial status or sources of income.
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